Last updated: May 13, 2026. These Terms & Conditions ("Terms") govern your access to and use of the By Chance website, mobile applications, and related services (collectively, the "Service"). By using the Service, you agree to these Terms. If you do not agree, do not use the Service. This document is a general template and should be reviewed by qualified legal counsel for your jurisdiction and business model.
By creating an account, accessing, or using any part of the Service operated by By Chance ("we," "us," or "our"), you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy (when published). We may update these Terms from time to time; continued use after changes constitutes acceptance of the revised Terms.
You must be at least the age of majority in your place of residence to use the Service. You represent that the information you provide is accurate and that you have the legal capacity to enter into these Terms. We may refuse or terminate access if we reasonably believe you do not meet these requirements.
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to notify us promptly of any unauthorized use. We are not liable for losses arising from your failure to safeguard your account.
You agree not to:
You retain ownership of content you submit ("User Content"). By submitting User Content, you grant By Chance a worldwide, non-exclusive, royalty-free license to host, store, display, reproduce, modify, and distribute your User Content solely as needed to operate, improve, and promote the Service, subject to your account settings and applicable law.
You represent that you have all rights necessary to grant this license and that your User Content does not violate third-party rights or these Terms.
We may, but are not obligated to, monitor, review, or remove User Content. We may suspend or terminate your account or access if we believe you have violated these Terms or pose a risk to the community or the Service. We may also remove content to comply with legal requests or applicable law.
The Service, including its design, branding, software, and original materials (excluding your User Content), is owned by By Chance or its licensors and is protected by intellectual property laws. Except for the limited rights expressly granted here, no rights are transferred to you.
The Service may link to or integrate with third-party websites or services. We are not responsible for third-party content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BY CHANCE AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE. OUR AGGREGATE LIABILITY FOR CLAIMS RELATING TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100), IF APPLICABLE LAW DOES NOT PERMIT SUCH A CAP, THE MINIMUM AMOUNT ALLOWED BY LAW APPLIES.
You agree to defend, indemnify, and hold harmless By Chance and its affiliates from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your User Content, your use of the Service, or your violation of these Terms or applicable law, except to the extent caused by our gross negligence or willful misconduct.
We may modify, suspend, or discontinue the Service or any feature at any time. We may update these Terms by posting a revised version on this page and updating the "Last updated" date. Material changes may be communicated through the Service or by email where appropriate. Your continued use after changes become effective constitutes acceptance.
You may stop using the Service at any time. We may suspend or terminate your access for any reason, including breach of these Terms, with or without notice where permitted by law. Provisions that by their nature should survive (including licenses to the extent necessary, disclaimers, limitations of liability, and indemnity) will survive termination.
These Terms are governed by the laws of [Your jurisdiction], without regard to conflict-of-law principles. You agree that courts located in [Your venue] have exclusive jurisdiction over disputes arising from these Terms or the Service, except where prohibited by law. Replace the bracketed placeholders with the jurisdiction and venue your counsel selects.
Questions about these Terms? Please reach out via our Contact page. You may also use any support email or address we publish on the Service.